Legal Document

20bd Terms & Conditions

This page describes in detail all the conditions for using the 20bd platform. Please read this document carefully before opening an account.

General Provisions

These terms and conditions ("Terms") apply to the 20bd platform and all services connected to it. By using the 20bd website, you agree to fully accept and comply with these Terms. If you do not agree with these Terms, please refrain from using the platform.

20bd reserves the right to amend or modify these Terms at any time. Updated Terms will take effect from the date they are published on the website. By continuing to use the platform, you will be considered to have accepted the new Terms.

This document has been written in Bengali for Bangladeshi users. In the event of any dispute, the original document shall be considered final.

Eligibility & Account

2.1 Age Limit & Eligibility

To use the 20bd platform, users must be at least 21 years of age. Minors are strictly prohibited from accessing and using this platform. 20bd may take necessary steps to verify age.

  • You must be 21 years of age or older.
  • You must register an account in your own name.
  • The same person may not create multiple accounts.
  • All information provided must be accurate and complete.

2.2 Account Security

It is your sole responsibility to keep your account password and login details confidential. You will be personally responsible for any activity carried out from your account. If you suspect unauthorized access to your account, notify our support team immediately.

2.3 Account Suspension or Closure

In the event of a breach of these Terms, or if evidence of fraud or misconduct is found, 20bd reserves the right to temporarily suspend or permanently close any account. Any valid balance will be considered separately in such cases.

For those aged 21 and above only — For ages 21+

Deposits, Withdrawals & Payments

3.1 Deposit Rules

The following mobile banking methods are accepted for depositing funds on the 20bd platform: bKash, Nagad, Rocket, and Upay. The minimum deposit amount for each method is ৳200. Deposited funds are generally credited to the account instantly.

  • Minimum deposit: ৳200 (for each method)
  • Accepted methods: bKash, Nagad, Rocket, Upay
  • You must use your own registered mobile number when making a deposit.
  • Deposits from third-party accounts are prohibited.

3.2 Withdrawal Rules

The minimum withdrawal amount is ৳1,000. Processing a withdrawal request generally takes between 10 and 45 minutes. Withdrawal requests can only be made using the same method used for the deposit.

  • Minimum withdrawal: ৳1,000
  • Processing time: 10–45 minutes
  • Withdrawals may be delayed if account verification is not complete.
  • Withdrawals may be temporarily held if fraud is suspected.

3.3 Special Information About Rocket

Rocket is the mobile wallet service of Dutch-Bangla Bank. It is an accepted payment method on 20bd, just like bKash, Nagad, and Upay.


All transactions are secured through SSL encryption. 20bd never shares your payment information with third parties.

Bonuses & Promotions

4.1 Welcome Bonus

20bd offers new members a 100% welcome bonus on their first deposit, up to a maximum of ৳8,000. For example: deposit ৳1,000 and receive a ৳1,000 bonus, giving a total balance of ৳2,000. Or deposit ৳18,000 or more and receive the maximum ৳8,000 bonus, giving a total balance of ৳26,000.

4.2 Wagering Requirements

Winnings from the welcome bonus must meet the wagering requirements before withdrawal. Wagering is calculated based on the bonus amount only (not on the combined amount of deposit plus bonus). The wagering multiplier is 20x.

Example: If you receive a ৳1,000 bonus, a total of ৳20,000 (1,000 × 20) must be wagered before it becomes withdrawable.

4.3 General Bonus Terms

  • Each member is eligible to receive the welcome bonus only once.
  • Bonus funds cannot be withdrawn directly as cash.
  • Certain games or markets may be excluded from bonus fund play — see the promotions page for details.
  • Claiming bonuses from multiple accounts or from the same device is prohibited.
  • 20bd reserves the right to modify or cancel any promotion without notice.

VIP Program

20bd's VIP program has four tiers. Based on regular play, members can advance to higher tiers and enjoy weekly cashback benefits.

  • Bronze: Up to 0.2% weekly cashback
  • Silver: Up to 0.5% weekly cashback
  • Gold: Up to 0.8% weekly cashback
  • Platinum: Up to 1.0% weekly cashback

VIP benefits are granted entirely at 20bd's discretion and may change at any time. Demotion from a VIP tier is also possible if the required criteria are not met.

Fair Play & Prohibited Activities

6.1 Fair Play Policy

20bd is committed to ensuring a fair, transparent, and safe gaming environment for all members. SSL encryption and fair play policies are strictly followed on our platform.

6.2 Prohibited Activities

The following activities are strictly prohibited and may result in account termination and forfeiture of funds:

  • Any form of fraud or deceptive activity
  • Bonus abuse or creating multiple accounts
  • Playing using automated bots or software
  • Money laundering or transactions involving illegal funds
  • Collusion with other members
  • Intentionally exploiting technical errors on the platform
  • Conducting transactions using third-party payment methods

6.3 Technical Errors

If a technical error results in an incorrect payout or incorrect credit being displayed, 20bd reserves the right to correct that amount. 20bd will not be liable for losses caused by technical failures.

Privacy & Data Protection

20bd places the highest importance on protecting your personal information. How we collect, use, and store your information is described in detail in our Privacy Policy.

It is your responsibility to keep the information provided at account registration accurate and up to date. Contact our support team for any changes to your information. 20bd may request necessary documents to verify information.

  • Your information will never be sold to third parties.
  • All information is transmitted and stored through SSL encryption.
  • Identity verification documents may be requested for security checks.

Responsible Gaming

20bd is firmly committed to responsible gaming. Online betting and casino games should be enjoyed for entertainment purposes and should never be used as a solution to financial problems.

If you feel that your gaming habits are having a negative impact on your life, follow the steps on our Responsible Gaming page. 20bd's support team is always ready to assist you.

  • Set your own budget and play within your limits.
  • Use the Self-Exclusion feature if needed.
  • Keep minors away from accessing the platform.
  • Contact our support if you feel you have a problem.

Limitation of Liability

9.1 Service Guarantee

The 20bd platform is provided on an "as is" basis. 20bd does not guarantee uninterrupted or error-free service on the platform. The service may be temporarily unavailable due to maintenance or technical reasons.

9.2 Liability for Losses

20bd will not accept any liability for losses caused by technical failures, network outages, or third parties. Users must take full responsibility for any financial losses arising from gaming outcomes.

9.3 Third-Party Content

The 20bd platform features games from various game providers such as Pragmatic Play, Spribe, JILI, PG Soft, and Evolution Gaming. In the event of any dispute regarding the performance or outcomes of these games, the relevant game provider's own policies will apply.

Dispute Resolution & Changes

10.1 Dispute Resolution Process

In the event of any dispute or complaint, please contact 20bd's support team first. Our support team provides assistance 24/7 via live chat and email. Support email: [email protected].

If a resolution cannot be reached through support, the matter will be escalated for review at a higher level. 20bd is committed to resolving all disputes through peaceful means.

10.2 Changes to Terms

20bd reserves the right to modify these Terms at any time. A notice will be provided on the website for significant changes. Continued use of the platform after changes will be considered acceptance of the new Terms.

10.3 Entire Agreement

These Terms constitute the entire agreement between 20bd and the user. They supersede all previous oral or written agreements and understandings.

If you have any questions about the Terms & Conditions, visit our FAQ page or contact our support team directly.